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Tiny Home Finance in Australia

Financing a tiny home works differently to a standard home loan. Here's an overview of the finance options available, plus verified brokers who can help.

Ways to Finance Your Tiny Home

Personal Loans

Unsecured loans from banks and lenders, suited to smaller tiny home builds.

Secured Asset Finance

Use the tiny home itself as security, often with lower interest rates.

Caravan & RV Loans

Purpose-built finance for tiny homes on wheels, similar to caravan loans.

Specialist Tiny Home Lenders

Lenders who understand tiny home builds and can tailor a finance package.

Verified Professionals

Find a Tiny Home Finance Broker

HARMONEY

Verified Finance Broker

Contact: HARMONEY

NSW

Harmoney is the only 100% consumer direct personal lender operating across Australia and New Zealand. Harmoney provides customers with unsecured personal loans that are fast, easy, competitively priced (using risk adjusted interest rates) and accessed 100%. Harmoney is comprised of a team of 85 full-time employees predominantly based in Auckland, half of whom comprise engineering, data science and product professionals.

Member since

September 2026

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SKINNY FINANCE

Verified Finance Broker

Contact: SKINNY FINANCE

VIC

At Skinny Finance, our mission is to find the right loan for you. We'll guide you through the options, advocate at every step and negotiate the right loan to fit your needs. From start to finish, we handle the details so you can focus on what matters most and enjoy a seamless journey to securing your loan

Member since

September 2026

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Great Escape Finance

Verified Finance Broker

Contact: Great Escape Finance

VIC

Tiny Home financeis what Great Escape Finance has become best known for. We have been helping our clients over many years and know the 'who' and 'how'. Not every lender will Finance a tiny home and not every broker knows how to get these deals done. You will have one asmin person who will collect all your info and one broker who is dedicated to your deal, with direct phone numbers to each, so you can ask questions and contact us whenever you need.

Member since

September 2026

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STRATTON FINANCE

Verified Finance Broker

Contact: STRATTON FINANCE

VIC

At Stratton Finance, we pride ourselves on being one of Australia's leading finance brokers. With over 25 years of experience, we've helped more than 150,000+ Australians secure over $8 billion in finance. Our team over over 100 dedicated professionals, based across Australia, is committed to delivering exceptional service and building lasting relationships with our clients.

Member since

September 2026

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